Hey Ya’ll,
This is my first post here so bear with me. My husband is a union ironworker and has worked several outages, though none for the last several months. Since he was no longer in the plant he no longer had his clearances, badges, etc. He is now back at the plant in preparation for the coming outage. He needs an “unescorted access” badge to work where they need him to be. He’s never had a problem getting clearance before other than having to once answer a question about a problem with Discover card but he answered truthfully and that was all he ever heard about it.
Now, for the problem. He signed all of the releases for the background check, credit check, reference checks, etc. The only one of these that will be a problem is the credit check. His background, references, etc. are spotless. We’ve struggled for several years to keep our heads above water but when he was laid off in September, worked very little in October, November, and December, and was then laid off January 1 and hasn’t worked since, we couldn’t pay the bills. We’ve barely scraped the mortgage and car payments together out of my salary and his unemployment. In fact, we’ve realized how far over our heads we’d gotten with debt and we’re in the process of saving up to file for bankruptcy, probably in April.
He’s terrified (and I am too, to be honest) that this recent string of terrible credit reporting is going to keep him from his UA badge which will result in him losing his job and the union bringing someone else in. We’ve discussed the fact that he’ll probably be called in to talk with security about it and he knows that he needs to just be honest and admit that we were already struggling and the layoff just put us over the edge.
Anything else he needs know or be prepared for? Since the rest of the checks will be spotless and the credit check will be the only one with a few problems, should he be ok as long as he’s honest about it all? I’ve read several posts/comments about how credit problems shouldn’t stop access from being granted if they’re a few years old but these are recent and current. Thoughts?
Thanks!