I submitted the completed paperwork for my IRS MBI security clearance on 12/08/04. I filed for bankruptcy in August of 1999. I was sweating out the entire process, as my job depended on this security clearance. No one near to me knew about my bankruptcy and I lost countless nights of sleep worrying about it. This position was a tremendous promotion from my previous job in the company. For three Fridays in a row, in January, I received emails stating my packet was missing the I-9 form. I faxed an email the form each time it was asked. The first Friday in February I was asked for the same form again. Again, I faxed and emailed the form. Just last week I received an email stating I was granted Interim Approval. It does not appear the bankruptcy affected my clearance, although since the bankruptcy in 1999, I did not have even one late payment and was working to increase my credit score. I had even paid $325 as a retainter to an attorney who specializes in security clearances, in case I was denied. Although I had already submitted my packet long before I spoke with him, he had excellent advice. After a lengthy telephone conversation, he gave me a detailed list of documents I would need to secure to send as an addendum to my packet. I was lucky...very lucky...and took my chances, using the retainer as my 'insurance policy'.