Medical Insurance

[desertdog]

Thanks for all the info and I want to r-energize this thread with any updates. Who has their own private health care, from who, how much, and are they any good? I looked on-line in a search and the range is wide and difficult to navigate.

I have been using Medical Mutual through my local Farm Bureau.  ~$72/ year dues gives me access to this insurance.  It's the only reason I'm a member.  Used to be Nationwide Insurance but switched in the last couple of years.

$2500/year deductible and $30 copay.  They pay for one physical plus bloodwork each year.  The drug plan pays 50% on most meds.  Individual plan costs me ~$130/month whether I'm working or not. I am in my late 30s and a non-smoker.

I used to have an individual plan with Blue Cross until I found out the limitations.  Pretty much no good unless you're in a hospital bed; ie no outpatient therapy!  This Medical Mutual is supposed to be very thorough after the deductible is met.  I have been quite healthy and have not tested the policy out in any way to prove it.

Hope that helps if you are still looking.

[Fermi2]

After spending 20 years in the military no reasonable person could say you're screwing the taxpayer out of anything.

We have quite a few retirees where I work and many use their military coverage as their primary coverage. They opt out of the company provided coverage for which they get some sort of monetary compensation.

Mike

[ChiefRocscooter]

I'm starting my new career next month after 21 years in the Navy, and the heath insurance stuff is giving me fits!

How did you retired military people handle your medical insurance when you got out?  I've heard some not too positive stuff about medical facilities accepting the Tricare Prime program, especially in areas where there wasn't a large concentration of military people.

I use my company dental (beat out retired dental by a long shot) but only use Tricare prime for medical.  If you have another coverage then Tricare will always be secondary and the issues get messy after that.  I have been retired almost 3 years and have had no problems in that time using Tri care.  In fact some people at work and civ friends wish they had my coverage.

PS I live in an area with very little military but had no problem finding providers.  Any question feel free to PM me

Rob

[Fermi2]

Chief Rob,

Are you going up for a License yet?

[pittbull29]

I may be wrong but it looks like what Obama has done is require everyone to "purchase" healtcare insurance or be fined.  The only people that are going to get any financial help is the ones taking advantage of the system already anyway.

[Rennhack]

I may be wrong but it looks like what Obama has done is require everyone to "purchase" healtcare insurance or be fined.  The only people that are going to get any financial help is the ones taking advantage of the system already anyway.

Political rants go in the Poli Sci section.  Please try to stay focused on the topic at hand.

That goes for you too MARSSIM.  And YOU know better.