OK now we "know" a little more about you here is a more tailored answer:
First about SRB's":
The Bonus "Zone" is simply the amount of time the person has been in the military:
Zone A -- Sailors who re-enlist with between 17 months and 6 years of service.
Zone B -- Sailors, who -- at the time of re-enlistment -- have between 6 years and 10 years of service.
Zone C -- Sailors who re-enlist with between 10 and 14 years of service.
(source USmilitary.about.com)
also there is now a zone D for 16-20
How much:
The formula to compute the bonus amount is:
(BONUS MULTIPLIER) X (MONTHLY BASE PAY) X (NUMBER OF YEARS RE-ENLISTING FOR)
Below are the Bonus Multipliers established by the Navy. Complete information can be found in NAVADMIN Message 195/06. (link not shown)
This list is current as of July 2006.
Bonuses are subject to change. For the very latest in enlistment bonuses, check the Navy NAVADMIN Messages. (link not shown)
So if you are a career guy the money can be maxed out without reenlisting until you make 2nd and have some time in fleet (heck even an ET will make fleet before about 2yrs). This allows you to "see" real world nuc and decide if you want to sell yourself into more time based on informed decision. I do not fault him he is a chief doing his job, and he likely loves the Navy just as much as I do. BUT,,,, Do you?? and how would you know if you ave not been in it yet! No insult meant but until you hit fleet as nuc, and even do some underway time, you are not really in the Navy. You are training to be in it!
Good Luck,
Rob
PS the BAH depends on if you are sub vlol or not.