NukeWorker Forum
Career Path => Security, FFD => Topic started by: fordmgt1 on Dec 14, 2006, 11:26
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Hello, I was just offered a job (this company subs for the DOE). I have to get a "Q" clearance but have had a few credit issues in the past. I only have had 3 or so charge-offs and wonder if this would be a problem? My credit is better now, but I never repaid those debts. I should have no other issues. I just would like to know before I accept this offer. Thanks for your help.
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I've never had a "Q", but I'd say be upfront and honest about it and DO NOT try to hide it. Good luck to ya.
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It might be worth your while to pay for your own credit report so you don't have any suprises. The most inportant thing is not trying to hide anything. I have had an "L" before and I know one guy I worked with who had 2 bankruptcy cases and he still got his clearance. Good Luck!
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Thanks for your responses, is it more difficult to get a Q clearance?
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I think they go back and do a 10 year investigation. I am not sure but I would say they are a little stricter due to it being a higher level clearance. The biggest thing they are looking for is trustworthiness. So go ahead and tell all.
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For a TOTALLY FREE report (no 30-day trial offer from a company) from all 3 CRA's, go to annualcreditreport.com. This site arose from a new law passed by Congress (they were not totally do-nothing!) which enables everyone in the US to receive one free copy from each CRA every 12 months. I get mine on a 4-month rotating basis, but in your case you should get all 3 at the same time.
BTW, you are not legally required to pay off revolving debts--such as credit cards--after 4 years of non-payments (unless they take you to court before then and get a judgement). However, if you make a payment at any time before or after the 4-year mark, the clock starts all over again. Also, it is required that the CRA's remove ANY negative information after 7 years, starting from the last month/year that you made a payment (this does not include bankruptcies).