Sounds like a medical condition to me. (form 1910-120, medical condition not equating to a disability). I believe that the Navy would not consider this as military related, so the term "disability" will be avoided. Do you still have your paperwork? There should be some terminology that states the requirements. Maybe a yeoman or corpsman would be able to help. Anxiety/panic attacks are serious debilitating. Most doctors don't fully understand them and they are something that you cannot rationalize to control them. There are drugs that help - Xanax, clonazapam,etc., but they won't let you near operating machinery or even on the boat if you take them. Go to sickbay and get some help. Don't worry about the money, it only adds to the anxiety. Take care of your health.