more unescorted access questions

[mojomike]

Hi, I've just been offered an internship position at a nuclear power plant and am curious about what of my blemishes may end up hurting me in passing my background check.  Of course I'll disclose everything. The biggy is I declared bancruptcy 5 years ago.  I made the mistake of applying for every c.card I could in college and racked up almost 20k in debt before I was 23.  I was an idiot.  Anyway, when I declared my thought was, if I don't get out from under these payments, I'll never be able to afford to get back in college and get a real job.  I would be buried by my debt forever.  If I declare, I can start over, and I know no one will believe me, but when I get a real job, I fully intend to have my old accounts reinstated so I can actually pay them back. 

I've had nothing but good credit, including buying a car and a house since then.  Will this keep me from gaining access?

Second, when I was in college the first time, I was there on an Army ROTC scholarship.  After two years, I decided it wasn't for me and quit.  That was 8 years ago.  I was a real dumb kid back then.  Will the find that, should I disclose it if the forms don't ask about anything like that, and will it hurt me?

Thanks for the assistance

[guppy]

Disclose EVERYTHING in detail (write notes before you go to see security so you have exact dates and such).  If you're not sure about something then state that also.  Nuke security will find out about everything in your past whether you tell them or not.  You will definitely be denied access for lying about something.  Have good references with phone numbers that will actually reach the references.

I've known a lot of people with mischief in their past that are happily working in nukes.

[JustinHEMI05]

You will be fine. There are lots of people with lots of debt/bad credit. Just be honest. As for quitting the army ROTC, I don't think that hurt you in any way does it? I am was in ARMY ROTC many moons ago and we weren't actually contractually obligated until the junior year. I guess though, it wouldn't hurt to mention it to be safe, but I am willing to bet they won't care about that. As far as paying off your bad debt someday, I am not sure why you would do that. An honorable intention it is, but you were released from that debt and you should just put your money to work elsewhere. Again, in my opinion.

Justin

[Benwah033]

That is exactly right.  They will look into your credit rating as part of the background check, but if everything is disclosed and you have good history since then, you should have no problem.  And quiting the ROTC program won't have an effect on anything unless you violated some kind of contract terms.  Read the paperwork carefully.  They will ask about crimes that you have been arrested for, cited for, detained for etc.  If there were no legal repercussions for backing out of your ROTC program then it is a non-issue.

Brian

[mojomike]

Thanks for the help!  I appreciate it.

,Mike

[lovemussel]

Thanks for the help!  I appreciate it.

,Mike

Mike
  I am in the nuke field and have a record with a felony and had bad credit when i started but it had been 17 years since i had been arrested the main thing is dont lie be very open and honest if you don't remember for sure details go pull your own criminal history and credit report and submit it thats what i did and i got hired but like i said it was 17 years old ,but don't let people on here discourage you i see alot of people on here saying no way you can get in nuke with felony ect. ect. and thats not so i work with people everyday that has records the main crimes that they don't like is any gun charges or violence like cdv ect. if your records aren't those charges and its been some time you should be okay .i didn't apply for years thinking there was no way i would get hired until my wife talked me into applying she has worked nuke for years and had asked around and everyone told her exactly the same thing i just said and they were right it cost me alot of money and experiance so don't listen to everything you read on here it will cost you too heck all they can do is say no i hope i have helped.
                       

[Valkrider]

the only fly in the ointment is if you apply for UA and are denied, then this will stick with you no matter where you apply for a security clearance.  All plants will ask on your application if you have ever been denied UA....

good luck.