One other thing - when Im working from 8 am to 8 pm how am I supposed to get anything done in my personal life? Can I get suggestions on how to do things? I'm super confused about how to do my day to day living. Sigh... navy giveth ... .navy taketh away! 
Many details by new Navy Nukes I had nearly forgotten. 12 hour days are not so far in my past (working 6-12's outages and rotating 12's for 3 or 4 days at a time non-outage at a commercial nuke). You can't put things off, but must be proactive. You should have enough clothing to last through a stretch of work days (or nights). Prepare your clothing on your days off. Then take that same attitude towards other events: car, credit card, insurance, and other payments need to be dealt with on your days off. If you don't have the money in the bank to mail them early, put them in a folder for mailing after payday.
You can never make it playing catch-up. Get ahead and stay there.