Seth, We made Chief together, went through initiations together, and I consider you a friend. I've been stalking this website for over 6 months and have only posted twice for a reason. These guys are very helpful with specific questions but when you get into vague topics such as pay you'll receive the full spectrum of opinions. Interview and see what's out there before you make a decision. Be a good nuke and weigh your options. The guys who try to convince you of the benefits of Navy retirement never factor in quality of life and time with your wife. I'm a 7 year Chief ET/EWS/EOOW with a degree and they would probably try and convince me to stay in for the cash alone.>>Screw that. Stay in because you love the job and take pride in it every day. Otherwise, interview, find the job that will make you and the wife happy and comfortable, and embrace the fact that you served well for a long time and made the right choice. Remeber this is just another maneuvering shoot the sh#$ and you'll make up your own mind. Semantics. Jimi